GNEMSDC Announcement: COVID-19
Dear Constituents & Friends,

COVID-19 has and will negatively affect all of us for some time to come. Rest assured that the Board and staff of GNEMSDC are doing all we can to continue to meet the needs of our stakeholders: our corporate members; and our certified MBEs. The staff of GNEMSDC has been working remotely since March 10th, and all of us were adequately prepared to do so. During these unprecedented times, the work of GNEMSDC is continuing.

Click Here To Read More
GNEMSDC, in cooperation with the Michigan Council, offers an emergency match-making tool relative to COVID-19 commerce requirements across the country.
Both BUYER-Corporations and SELLER-MBEs are urged to register requirements and products/services to assist with seamlessly facilitating matches. Commercial activity among our constituencies in an unprecedented time such as this is vitally important!
Please note that a second round of funding of the SBA Payroll Protection Program has been authorized and applications will be received and processed through GNEMSCDC. You are eligible for assistance from GNEMSDC in making calculations and completing the application through a grant that GNEMSDC has received from Massachusetts Growth Corporation.

We encourage you to respond to this email should you require any assistance or simply have questions. Our team, led by Keith Greenaway, is prepared to assist throughout the process. Please note that time is of the essence in submitting and processing your applications due to limitation in funding. A list of participating lenders can be found HERE

To apply you need payroll costs, which are:
  1. Salaries (excluding excess of individual salaries over $100,000) (supported by form 991, which are generated on a quarterly basis), plus
  2. Employee related insurance paid for by employer (health, dental, life )
  3. State and local payroll taxes
  4. Retirement benefits.
Add up 1-4 above and divide by 12, and multiply that number by 2.5: that’s how much you can borrow under PPP
SBA and Treasury Release Paycheck Protection Program Loan Forgiveness Application
Today, the Small Business Administration (SBA), in consultation with the Department of the Treasury, released the Paycheck Protection Program (PPP) Loan Forgiveness Application and detailed instructions for the application.

The form and instructions inform borrowers how to apply for forgiveness of their PPP loans, consistent with the Coronavirus Aid, Relief, and Economic Security Act (CARES Act). SBA will also soon issue regulations and guidance to further assist borrowers as they complete their applications, and to provide lenders with guidance on their responsibilities.

The form and instructions include several measures to reduce compliance burdens and simplify the process for borrowers, including:
  • Options for borrowers to calculate payroll costs using an “alternative payroll covered period” that aligns with borrowers’ regular payroll cycles
  • Flexibility to include eligible payroll and non-payroll expenses paid or incurred during the eight-week period after receiving their PPP loan
  • Step-by-step instructions on how to perform the calculations required by the CARES Act to confirm eligibility for loan forgiveness
  • Borrower-friendly implementation of statutory exemptions from loan forgiveness reduction based on rehiring by June 30
  • Addition of a new exemption from the loan forgiveness reduction for borrowers who have made a good-faith, written offer to rehire workers that was declined
The PPP was created by the CARES Act to provide forgivable loans to eligible small businesses to keep American workers on the payroll during the COVID-19 pandemic. The documents released today will help small businesses seek forgiveness at the conclusion of the eight week covered period, which begins with the disbursement of their loans. Click here to view the application and instructions: Click Here
  • Click Here for Interim Final Rule on Loan Forgiveness
  • Click Here for PPP-IFR-SBA Loan Review Procedures
SBA Express Loan Amount Increased, Veteran Fees Dropped
The SBA Express loan maximum has been temporarily increased to $1 million through December 31, 2020. Using a simplified application and quick decision process, SBA Express authorized lenders can make the credit decision for the SBA. These can be term loans or revolving lines of credit.

And there’s great news for Veterans – As a result of a CARES Act amendment to the Small Business Act, all SBA Express loans to veteran-owned small businesses approved on or after March 27, 2020, the upfront guaranty fee will permanently be zero. You can read the complete notice here.

Contact an SBA-approved Express lender to learn if this might be an appropriate funding option for your small business.
Reopening Connecticut: What Commercial Landlords and Tenants Should Know
Responding to COVID-19 Webinar Series – Part VIII:
Reopening Connecticut: What Commercial Landlords and Tenants
Should Know Now and in the Months Ahead

Wednesday, May 27, 2020
10:00 a.m. – 11:00 a.m. EDT

As Connecticut begins the process of reopening, commercial landlords and tenants alike face a range of questions about getting safely back to work. At the same time, many are continuing to grapple with how best to work together at a time when all are under financial stress; navigate the host of governmental initiatives that offer some relief; and understand the “new normal’ of what the future may hold for the real estate market. In this webinar, attorneys from our Real Estate, Municipal Law, and Property Tax and Valuation practices will address:
  • Zoning and other legal issues relating to the opening of outdoor restaurants
  • Post-pandemic landlord liability issues
  • The changing workplace and its impact on commercial leases
  • How the tax relief programs work as laid out in Governor Lamont’s executive orders
  • Potential impact of crisis on current and future property values
  • Outlook for 2020 revaluations
  • Potential impact of New York exodus on the Connecticut real estate market
Registration for the webinar is free, but it is required to access the event. You can register for the program here.
There will be time for Q&A at the end of the call. Questions should be sent in advance to
We invite you to visit Pullman & Comley’s FOCUS: Responding to COVID-19 for a continuously updated resource of Pullman & Comley advisories on responding to the COVID-19 pandemic, including recordings of prior webinars in this series.
Recent highlights include:

WORKING TOGETHER: Tips from the Tax Man: A Reminder to Employers About the New Tax Credits Available – May 21, 2020
The IRS recently released guidance reminding employers about three new refundable tax credits that may be available to businesses impacted by COVID-19. As businesses prepare to reopen, these tax credits can provide employers with valuable resources to maximize their budgets and bring employees back to work quickly.

BUSINESS LAW ALERT: Main Street Lending Program: Summary as of May 20, 2020

MUNICIPAL LAW ALERT: The Latest: Executive Order 700 and the Rescheduling of Certain Local Elections and Appointments – May 18, 2020
EO 7OO provides a measure of protection to voters and poll workers by delaying certain in-person voting, which will ostensibly permit safer proceedings.

LAND USE LAW ALERT: All in on Al Fresco? What Municipalities Need to Consider as Connecticut Moves to Expand Outside Dining Under COVID-19 Executive Order 7MM – May 13, 2020
On May 12, 2020, Governor Lamont issued Executive Order 7MM in an attempt to allow for fast-tracked approval of certain outdoor activities, including serving food and beverages and selling goods.
Reoccurring CEP Business Planning (12 sessions)
Monday, Tuesday, Wednesday
9:30 AM – 12:30 PM or 5:30 PM – 8:30 PM

Tuesday, May 26
Social Media Marketing in the Time of Covid-19
1:00 PM – 2:00 PM
Fundamentals of Indirect Rates
1:00 PM – 2:30 PM

Thursday, May 28
SEO Basics and Google My Business
11:00 AM – 12:00 PM
Getting Your Business Restarted
1:00 PM – 2:00 PM
Putting the CMMC in Terms Everyone Can Understand
1:00 PM – 2:30 PM

Thursday, June 4
Getting Your Business Restarted
1:00 PM – 2:00 PM
Connecticut’s Reopening Plans
Governor Lamont Releases Rules for Businesses Under First Phase of Connecticut’s Reopening Plans Amid COVID-19

Documents Describe Detailed Protocols Necessary for Certain Businesses to Operate Beginning May 20.

(HARTFORD, CT) – Governor Ned Lamont today announced that his administration has released documents detailing specific rules that eligible businesses falling under phase 1 of Connecticut’s reopening plans must follow amid the ongoing COVID-19 pandemic. The first phase – which includes restaurants; offices; hair salons and barbershops; retail stores; and outdoor museums and zoos – is currently planned to take effect beginning May 20.


As owners of small- and medium-sized businesses are adjusting to economic changes from the COVID-19 pandemic, faculty from the University of Washington Foster School of business are offering 7 workshops to help businesses pivot to new opportunities. Please join us for all of them or just a few as your schedule permits.

DATES: Every Wednesday from May 13 to June 24
TIME: 5:30-6:30 PM Pacific Time
REGISTRATION: Advance registration is required (see below)

Adapting Your business to the COVID-19 Reality and Beyond – May 13 – Jeff Shulman, Professor of Marketing.
The needs of consumers and businesses will be substantially different during and after the COVID-19 crisis. Attendees will hear what to expect in the months ahead and will leave inspired and prepared to adapt their businesses to survive and ultimately thrive in the new normal.

Cash and Debt in Good and Bad Times – May 27 – Thomas Gilbert, Associate Professor of Finance. The precipitous drop in demand from consumers, businesses, and government has added pressure for businesses to manage cash and their debts wisely. This workshop will explore how to maintain liquidity over the next 12-24 months while the economy gradually re-opens.

Negotiating with Employees, Vendors, and Other Business Partners – June 3 – Elizabeth Umphress, Associate Professor of Management. As employees, consumers, businesses and governments manage through the crisis, business owners will need to re-negotiate written and unwritten contracts ranging from employee sick leave to rent payment and from payments from corporate customers to loan terms with creditors. This workshop will help business owners to hone their negotiating skills.

Inventory and Supply Chain Management in Volatile Times – June 10 – Shi Chen, Assistant Professor of Operations Management. The COVID-19 pandemic continues to alter global supply chains and businesses are needing to adapt new strategies to manage inventory. This workshop will explore supply chain challenges and strategies that businesses can use to ensure they can meet customer needs.

Leadership in Volatile times – June 17 – Christina Fong, Principal Lecturer of Management. Business owners are being asked to make decisions and lead their employees through times that none of us have been trained for. This workshop will highlight how business leaders can leverage these complex, fast-changing, and uncertain contexts to create vision, purpose, and positive impact. Our session will also include an exploration of how leaders can create, build and sustain resilience during times of crisis and challenge. Christina Fong’s research and teaching focuses on building managers into leaders.

Reaching and Engaging Your Audience (or Your Customers) Using Technology While Keeping Social Distancing – June 24 – Shaosong Ou, Senior Lecturer in Information Systems. Modern day information technologies such as the Internet and smartphones have enabled small businesses to expand their reach to a global scale. As the current COVID-19 pandemic keeps a large portion of the society at home and more dependent on the technologies, using them to reach and engage your customers is particularly important. This workshop will explore various technology-based channels through which small businesses can personalize the relationship with their customers without meeting them face-to-face.

Space is limited and advance registration is required. Registration deadline is 11:00 AM Pacific Time each Wednesday and a link to Zoom session will be sent to all registered participants on Wednesday afternoons.

PPP, EIDL Daily Webinar – Vermont SBA

The Vermont District Office is receiving a very high level of phone and email volume due to the COVID-19 Pandemic. In response to this situation, a free daily webinar from 9 to 10 a.m. Monday to Friday will be held to discuss SBA’s Paycheck Protection Program and the Economic Injury Disaster Loan and Advance. The first webinar starts at 9 a.m. April 24.

To join the webinar, visit
To join by phone, call (202) 765-1264 and when prompted enter the code 470177937#. Upon joining the call, mute the phone to cut down on the background noise and please do not place the call on hold as the hold music will be heard over the presenter.
For more information, email

Coronavirus Aid, Relief, and Economic Security Act

Dear Small Business, Friends and Partners,
Please be advised that all SBA in-person programming, including the Annual NH Small Business Week Awards Celebration have been postponed until further notice.
Based on a statewide disaster declaration requested by Governor Sununu and approved by the SBA Administrator, the SBA is offering Economic Injury Disaster Loans to small businesses and some private non-profit organizations impacted by the Corona Virus statewide.

Our office is holding daily webinars at 9am and 2pm via Skype to give an overview of the program and to answer any questions. We will also be having virtual office hours on Saturday at 10am and 2pm. Please join us for any of these outreach efforts by following the link below or calling in:
Join Skype Meeting
Trouble Joining? Try Skype Web App
Join by phone
Toll number: +1 (202) 765-1264, 522409519# (Dial-in Number)
Conference ID: 522409519

Click Here to apply online
You can reach the SBA’s Customer Service Center at (800) 659-2955 or email for more information on SBA disaster assistance. Consider calling early. They are experiencing extremely high volume and wait times can be upwards of one hour at peak times.

Locally, we have extended our NH SBA office hours to Monday through Friday from 8 a.m. to 7 p.m. and Saturdays from 9am to 3pm. You can reach us by calling 603-225-1400 or email

We are also encouraging anyone needing assistance to reach out to our resource partners for help. You can find local contact information for SCORE, the NH Small Business Development Center, and the Center for Women & Enterprise here under “From our Office”. While you are there, join our email list at the bottom right for the most up-to-date information and follow us on Twitter @SBA_NH.
Paycheck Protection Program loan Money still available!
As of May 1, 2020, 29,559 Connecticut small businesses have been approved for $2,556,813,941 in second round of PPP funding. In total, 47,994 Connecticut small businesses will benefit from $6,708,748,392 to-date from PPP loans!

There is still loan money available to help small businesses through the Paycheck Protection Program. The process is smooth and easy and funding can be moved quickly. To find a qualified lender

If you are having trouble finding a lender or have questions about the Paycheck Protection Program contact (860) 240-4672 or email:
EIDL Applications Still Processing While Portal Opens for Farms and Agricultural Businesses
SBA has begun accepting new Economic Injury Disaster Loan (EIDL) and EIDL Advance applications on a limited basis only to provide relief to U.S. agricultural businesses.

The new eligibility is made possible as a result of the latest round of funds appropriated by Congress in response to the COVID-19 pandemic. To find if your agricultural business or farm may apply, go to and click on the COVID-19 banner or on:
Daniel Penn Associates (DPA) developed COVID-19 operating practices and an employee checklist. These checklists to help companies pull a plan together as they gear up to open their operation, or improve what they may already have in place.

Click Here Covid-19 Operating Practices
Click Here Covid-19 Employee Checklist


Coronavirus Aid, Relief, and Economic
Key Provisions for Individuals and Businesses

The $2 trillion stimulus bill signed into law on March 27th, 2020 aims to address economic and industry impacts of the COVID-19 pandemic from a variety of perspectives, including tax relief, grants and loan assistance, healthcare and education provisions, and more. Below are some of the key provisions to the Coronavirus Aid, Relief, and Economic Security (CARES) Act for both individuals and businesses.
Click Here To Read More
“Amid concerns that money earmarked for smaller lenders is running low, the SBA has temporarily limited submission of the Paycheck Protection Program applications into the SBA system between the hours of 4 p.m. ET and midnight only to financial institutions with less than $1 billion in assets. A list of qualifying small banks in your state can be seen at the following hyperlinks for MASSACHUSETTS, NEW HAMPSHIRE, CONNECTICUT, AND RHODE ISLAND.

A list of PPP participating banks may be found here: PPP Participating Lenders by State List.

Click Here to download a list of participating banks by state within the GNEMSDC Region.
Joint Statement by Administrator Jovita Carranza and Secretary Steven T. Mnuchin on the Success of the Paycheck Protection Program

U.S. Small Business Administration Administrator Jovita Carranza and U.S. Secretary of the Treasury Steven T. Mnuchin today issued the following statement on the success of the Paycheck Protection Program (PPP):

“The Paycheck Protection Program is providing critical support to millions of small businesses and tens of millions of hardworking Americans.

“Since Round 2 of PPP loan processing began on April 27, 2.2 million loans have been made to small businesses which surpasses the number of all loans made in PPP Round 1. The total value of these 2.2 million loans is over $175 billion. Notably, the average loan size in Round 2 is $79,000, yet another indicator that the program is broadly based and assisting the smallest of small businesses.

In Connecticut 29,559 loans were approved totaling $2,556,813.941.

“Nearly 500,000 of the loans were made by lenders with less than $1 billion in assets and non-banks. These lenders include Community Development Financial Institutions, Certified Development Companies, Microlenders, Farm Credit lending institutions, and FinTechs. Over 850,000 loans—about one third of the 2.2 million loans—were made by lenders with $10 billion of assets or less.

“Since the launch of PPP on April 3, SBA has processed over 3.8 million loans for more than half a trillion dollars of economic support in less than one month.

“SBA systems are processing loans so lenders can disburse funds quickly. We encourage all eligible lenders to participate and all eligible borrowers that need this assistance to work with an approved lender to apply.

“We are fully committed to ensuring that American workers and small businesses continue to get the resources they need to get through this challenging time.”

Important Information regarding EIDL Applications

We understand the challenges your business is facing due to the massive disruption caused by the Coronavirus (COVID-19) pandemic. You are receiving this message as a notification that your Economic Injury Disaster Loan (EIDL) application is currently being processed in the order it was received. You will receive an email notification when there is a change to your application status. Without question, COVID-19 has caused an extraordinary impact on our nation’s small businesses, and the demand for emergency working capital provided by the EIDL program is at historic levels. The SBA is processing applications from small businesses and private non-profit organizations across the country as quickly as possible. We thank you for your patience and understanding as we work to assist as many applicants as possible. Additional information on available resources to assist your business during the effects of COVID-19 may be found online at
SBA’s Disaster Declaration Makes Loans Available Due to the COVID-19
Click here to download the SBA Webinar (about PPP and other SBA Products) that we presented in collaboration with MACDC to the TA Providers/grantees.

•  President Trump signed the Coronavirus Aid, Relief and Economic Security Act into law on March 27, 2020. The economic stimulus bill provides financial assistance to U.S. citizens and U.S. businesses.

•  On Friday, April 24, 2020 the President signed legislation providing an additional $310 billion in funding for the Paycheck Protection Program (PPP), $60 billion of which is reserved for community banks and small lenders.

•  The SBA will resume accepting Paycheck Protection Program applications from participating lenders, Monday, April 27, 2020
Governor Charlie Baker Extends Stay at Home Advisory
Today, Governor Baker extended until May 18, 2020 the stay-at-home advisory and non-essential business closure order for Massachusetts residents and businesses. The extension applies to all residents and non-essential businesses. The Governor’s list of businesses providing essential services can be found here.

Governor Baker also announced the formation of an Economic Reopening Advisory Board of 17 municipal, public health, and business leaders lead by Lieutenant Governor Karyn Polito and Secretary of Housing and Economic Development Mike Kennealy. The group is tasked with developing a plan by May 18 for a phased reopening.

Joint Statement by SBA Administrator Jovita Carranza and Treasury Secretary Steven T. Mnuchin on the Resumption of the Paycheck Protection Program

“The Small Business Administration will resume accepting PPP loan applications on Monday, April 27 at 10:30 AM EDT from approved lenders on behalf of any eligible borrower. This will ensure that SBA has properly coded the system to account for changes made by the legislation.

“We encourage all approved lenders to process loan applications previously submitted by eligible borrowers and disburse funds expeditiously. All eligible borrowers who need these funds should work with an approved lender to apply. Borrowers should carefully review PPP regulations and guidance and the certifications required to obtain a loan. > read more
Apply Immediately for SBA’s Paycheck Protection Program

MGCC & MACDC Urges All MA Small Businesses Affected by COVID-19 to Apply Immediately for SBA’s Paycheck Protection Program

Offers multi-lingual translation resources and technical assistance to applicants

(Boston, MA) – Today, Massachusetts Growth Capital Corporation (MGCC) in partnership with Massachusetts Association of Community Development Corporation (MACDC) announced support for all Massachusetts small businesses owners, including those with limited English proficiency, by providing multilingual translation and application assistance for the Small Business Administration’s (SBA) Paycheck Protection Program (PPP). These services will provide an opportunity for small business owners in Massachusetts impacted by COVID-19 who would otherwise be unable to tap into the SBA’s economic relief resources. All small businesses in Massachusetts are strongly encouraged to apply to PPP through their local, participating bank.

This initiative brings together 49 Technical Assistance (TA) Providers located throughout Massachusetts and organized under the Small Business Technical Assistance Grant Program to utilize their skills. The PPP application has been translated into 19 languages and is available to download on MGCC’s website,, along with a list of TA Providers sorted by language proficiency and communities serviced that small business owners can connect with for guidance on the application process.

“When MGCC recognized the opportunity gap for minorities, immigrants and other small business owners with limited English proficiency to access the Paycheck Protection Program, we immediately knew we needed to tap into this strong small business support team of TA Providers,” said Larry Andrews, President of MGCC. “With their participation, access to PPP suddenly becomes inclusive and encourages diverse businesses to explore relief possibilities in this difficult time.”

More Information: Paycheck Protection Program (PPP) Multilingual Translation and Technical Assistance for Massachusetts Small Businesses

Please visit MGCC’s website,, to obtain translated PPP information and a list of the 49 participating organizations.

Just last month, Facebook announced several resources to support small businesses in response to COVID-19. This included the launch of a Business Resource Hub for immediate use as well as an investment of $100 million to help up to 30,000 small businesses in over 30 countries globally.

In the US, Facebook will make $40 million in grants to 10,000 small and medium businesses of which 50% is targeted for eligible minority and women-owned businesses.

Thank you for your commitment to supporting diverse-owned businesses during these unprecedented times. We hope that your network can find value in these resources and have provided assets (below) that you can download or share on social media or email.

Eligibility Requirements If businesses meet the eligibility requirements above, they can apply when applications become available in their area:
  • Available now – New York City and Seattle
  • Available now – San Francisco Bay Area
  • April 22 – All other eligible US cities
Connecticut Employees Required to Wear Masks Beginning This Week
As of 8:00 PM on Monday, April 20th, all employees of operating businesses in Connecticut are required to wear a face mask or similar cloth covering. This rule was issued by the Department of Economic Development (DECD), in accordance with an Executive Order issued by Governor Lamont late in the day on Friday, April 17th.

Governor Lamont’s order (Executive Order No. 7BB) requires anyone in a public place to wear a mask or similar face covering if they are unable to maintain a “safe social distance of approximately six feet from every other person.” However, the Order also requires the DECD to update its previously issued Safe Workplace rules. As directed by the Governor, the DECD promptly issued revised mandatory rules that include the following:
  • Essential employees who are able to work from home should be working from home.
  • Each employee at the workplace shall be required to wear a mask or other cloth material that covers their mouth and nose at all times while in the workplace.
  • Employers shall issue such masks or cloth face coverings to their employees. In the event an employer is unable to provide masks or cloth face coverings to employees because of shortages, employers must provide the materials and access to instructions about how to create a cloth face covering, or compensate employees for the reasonable and necessary costs employees expend on such materials to make their own masks or cloth face covering.

Policy & Economy

Additional Resources & Tools

Under the COVID-19 Business Response Program, a qualifying small business with 20 or fewer employees may apply for a zero-interest Line of Credit for up to $20,000.

This $2 million program will be allocated to minority-owned and women-owned small businesses.
The program will be administered and underwritten by HEDCO, Inc.


To be considered for this program, your small business must:
  • Be a for-profit business with no more than 20 full-time and/or part-time employees
  • Be a minority-owned and/or woman-owned small business (minimum 51% of minority/woman ownership required)
  • Be in good standing with the Department of Revenue Services (DRS)
  • Have been conducting business for a minimum of six-months
The President’s Coronavirus Guidelines for America
The Department of the Treasury and Small Business Administration issued guidance for the Paycheck Protection Program. The guidance can be found here:
-Paycheck Protection Program – Interim Final Rule

Assistance for American Workers and Families
In the weeks immediately after the passage of the CARES Act, Americans will see fast and direct relief in the form of Economic Impact Payments. For more information, CLICK HERE.
Assistance for Small Businesses
The Paycheck Protection Program prioritizes millions of Americans employed by small businesses by authorizing up to $349 billion toward job retention and certain other expenses. Small businesses and eligible nonprofit organizations, Veterans organizations, and Tribal businesses described in the Small Business Act, as well as individuals who are self-employed or are independent contractors, are eligible if they also meet program size standards.
Paycheck Protection Program Resources
  • SBA Paycheck Protection Program website
  • Department of the Treasury CARES Act website
30 Days to Slow the Spread
President Trump announced updated guidelines this week to continue slowing the spread of Coronavirus in America. This 30-day window will be crucial: If every American does his or her part, the latest model suggests we could save 1 million or more U.S. lives. Please click here for more information: 30 Days to Slow the Spread (Español)
How to Help – If you or your organization are interested in helping the effort to combat the spread of COVID-19, FEMA has established a website ( with more information. Examples for the private sector include:
  • To sell medical supplies or equipment to the federal government, please submit a price quote under the COVID-19 PPE and Medical Supplies Request for Quotation. Full details can be found in the solicitation (Notice ID 70FA2020R00000011).
    • This solicitation requires registration with the System for Award Management (SAM) in order to be considered for award, pursuant to applicable regulations and guidelines. Registration information can be found at Registration must be “ACTIVE” at the time of award.
  • If you have medical supplies or equipment to donate, please provide us details on what you are offering.
  • If you are a private company that wants to produce a product related to the COVID response – email
  • If you are a hospital or healthcare provider in need of medical supplies, please contact your state, local, tribal or territory department of public health and/or emergency management agency.
  • If you are interested in doing business with FEMA and supporting the response to COVID- 19 with your company’s non-medical goods and/or services, please submit your inquiry to the Department of Homeland Security (DHS) Procurement Action Innovative Response Team (PAIR) team at
White House COVID-19 Updates
  • Memorandum on Order Under the Defense Production Act Regarding the Purchase of Ventilators (HERE)
  • Statement from the President Regarding the Defense Production Act (HERE)
  • Memorandum on Order Under the Defense Production Act Regarding 3M Company (HERE)
  • Memorandum on Providing Federal Support for Governors’ Use of the National Guard to Respond to COVID-19 (HERE)
  • President Trump Approves Disaster Declaration for Tennessee and the U.S. Virgin Islands
  • 1600 Daily – These 30 Days: How You Can Help (HERE)

U.S. Department of Health and Human Services:

Centers for Disease Control and Prevention:

What you should know:


Situation Updates:


Information for Businesses:

Information for Travel and Transportation:

Information for Community Events and Gatherings:

Information for Healthcare Providers, First Responders, and Research Facilities:

Information for Families and Households:

Information for Schools and Childcare Providers:

Agency Resources and Information:


In the wake of COVID-19, our local businesses burdened with carrying costs during a period of minimal opportunity to drive revenue. The profit and loss statements are diminishing the likelihood of recovery for restaurant, retail, and hospitality centric small businesses.
The Small Business Continuity Fund is an emergency fund to provide low barrier access to capital to small businesses in Greensboro.
Piedmont Business Capital (PBC) will collect data from businesses impacted and evaluate the validity of the company requesting support and their demonstration of COVID-19 decline in profitability (all restaurants, bars, hospitality, and event-related firms are exempt from a display of COVID-19 impact). With the support of strategic partners, PBC will deploy small-dollar 0% interest loans from $5,000 – $10,000 depending on need with all payments deferred for the first 90-days on 48 to 60-month terms. PBC will support with wrap-around services to counsel the business through the changing landscape of commerce as a direct result of this virus.
To complete the application below you will need to be ready to upload the following:
  • Articles of Incorporation; If a sole proprietorship please upload an executive summary
  • Last two months personal and business bank statements
  • Copy of lease/Or Mortgage Documentation
  • List of Monthly Expenses w/ Verified Documentation
  • Payroll Summary YTD
If the above documentation is not provided due to the volume of contact your application will not be reviewed.
For more information, please check:
All of our webinars will be available to listen to online.
See our YouTube Channel for our previous recordings and never miss out!

  • See our calendar of events

  • The City of Boston established the Small Business Financial Relief Fund to assist businesses impacted by COVID-19. Grant amounts will range from $2,500 to $10,000. Eligible small businesses include for-profit entities with:
    • Fewer than 35 employees
      • Less than $1.5 million in annual revenue
      • Registered with, in good standing with, and operating in, the City of Boston (excluding chain or corporate franchises)
    The City began accepting applications as of Monday, April 6th. Applications will be reviewed on a rolling basis; however, due to high expected demand, the number of grants will be limited. The City recommends applying as soon as possible.

    The Massachusetts COVID-19 Relief Fund was launched on Monday, April 6 with an initial $13 million in commitments.
    This fund supports:
    • front line healthcare professionals
    • families and households
      • immigrant populations
      • people with disabilities
      • and the homeless populations
    Now the foundation is turning to the business community to further engage and make donations, if it is in your means, to this important effort. Find out how you can help!
    The City of Cambridge published guidelines for applicants seeking support from the Mayor’s Disaster Relief Fund. The City begins accepting applications on Monday, April 13.
    CLICK HERE for more information
    Bob Nelson
    District Director

    Dear Small Business, Friends and Partners,
    The Disaster Loan Assistance portal has been updated again.
    Stay tuned, as we will keep sharing updated information as we get them from HQ. Thank you for understanding.
    New information will be disseminated as we receive it.
    I f you already submitted an application and want to check on status, please call customer service at 1-800-659-2955 (TTY: 1-800-877-8339) or e-mail
    If you are submitting a new application, please follow the new streamlined steps in the portal CLICK HERE TO SUBMIT NEW APPLICATION as the questions are mostly the same from all the required documents in the previous version of the portal.
    Small businesses are encouraged to apply for EIDL and then request an Economic Injury Disaster Loan advance of up to $10,000. The loan advance will provide economic relief to businesses impacted by the Covid-19 disaster and funds will be made available within 3 days and this loan advance will not have to be repaid.
    Thank you for your continued patience as we are committed to continually providing updated information as we get it.
    Following President Trump’s signing of the historic Coronavirus Aid, Relief, and Economic Security (CARES) Act, SBA Administrator Jovita Carranza and Treasury Secretary Steven T. Mnuchin today announced that the SBA and Treasury Department have initiated a robust mobilization effort of banks and other lending institutions to provide small businesses with the capital they need.
    The CARES Act establishes a new $349 billion Paycheck Protection Program. The Program will provide much-needed relief to millions of small businesses so they can sustain their businesses and keep their workers employed.
    “This unprecedented public-private partnership is going to assist small businesses with accessing capital quickly. Our goal is to position lenders as the single point-of-contact for small businesses – the application, loan processing, and disbursement of funds will all be administered at the community level,” said Administrator Carranza. “Speed is the operative word; applications for the emergency capital can begin as early as this week, with lenders using their own systems and processes to make these loans. We remain committed to supporting our nation’s more than 30 million small businesses and their employees, so that they can continue to be the fuel for our nation’s economic engine.”
    “This legislation provides small business job retention loans to provide eight weeks of payroll and certain overhead to keep workers employed,” said Secretary Mnuchin. “Treasury and the Small Business Administration expect to have this program up and running by April 3rd so that businesses can go to a participating SBA 7(a) lender, bank, or credit union, apply for a loan, and be approved on the same day. The loans will be forgiven as long as the funds are used to keep employees on the payroll and for certain other expenses.”
    The new loan program will help small businesses with their payroll and other business operating expenses. It will provide critical capital to businesses without collateral requirements, personal guarantees, or SBA fees – all with a 100% guarantee from SBA. All loan payments will be deferred for six months. Most importantly, the SBA will forgive the portion of the loan proceeds that are used to cover the first eight weeks of payroll costs, rent, utilities, and mortgage interest.
    The Paycheck Protection Program is specifically designed to help small businesses keep their workforce employed. Visit for more information on the Paycheck Protection Program.
    Read the full press release

    CLICK HERE to utilize the PPP Calculation Worksheet
    CLICK HERE to complete the application.
    CLICK HERE to find an eligible SBA lender near you
    CLICK HERE to find New Hampshire participating lenders
    CLICK HERE for an update to the PPP, FAQ’s and Counseling Resources
    Nancy Kelly and Randall Davis of DavisKelly Certified Public Accountants are providing pro bono services to Boston area not-for-profit organizations that are applying for a loan from a bank guaranteed by the Small Business Administration for loss due to the COVID-19 crisis.
    Who is Eligible for a Loan?
    Not-for-Profits are eligible to apply for these loans. These are FORGIVABLE LOANS under the CARES Act and are different from the loans under the Economic Disaster Relief Program.
    Apply Now
    If your organization is planning on applying for an Economic Injury Disaster Loan from the Small Business Administration, time is of the essence. You will apply by going to the bank not to the SBA.
    How much can I borrow?
    Loans can be up to 2.5 times the borrower’s average monthly payroll costs. People who make over $100,000 a year CANNOT be counted.
    What Can the Loans Be Used For?
    These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. Disaster loans can provide vital economic assistance to not-for-profits to help overcome the temporary loss of revenue they are experiencing.
    Call DavisKelly CPA so we can help you. Ph: 617.390.5734
    As professional auditors and accountants, during this unprecedented time, we are concentrating on what we know best– pulling together to use our strengths in financial fluency to benefit others.
    As part of the application process, you will need to provide your current and prior financial statements, multiple years back of tax returns, as well as other financial information. We are offering pro bono assistance up to 10 hours (valued at $2,500) to those who need help with applying for a loan. Email us at
    Visit our website:
    Call us: 617.390.5734
    Massachusetts Emergency Management Agency
    Online Portals for PPE and Volunteers (News Release)
    The Baker-Polito Administration announced an online portal where individuals and companies can easily donate or sell personal protective equipment (PPE) and volunteer to support the COVID-19 outbreak in Massachusetts. This effort will ensure that front line responders get the protective equipment they need to stay and push for more trained volunteers to join the response.
    The Commonwealth’s COVID-19 PPE Procurement and Donation Program creates an easy portal allowing companies and organizations to sell or donate protective equipment that is in short supply given the global demands for such items.
    By visiting the COVID-19 PPE Procurement and Donation website, businesses and organizations can offer for purchase or donation critically needed personal protective equipment.
    The initiative announced today bolsters current efforts to leverage traditional and emergency supply chain channels.
    The program also provides an entry point for local manufacturers to get more information on adapting their businesses to produce more equipment here in Massachusetts, an effort being led by the administration’s recently established Manufacturing Emergency Response Team.
    SBA Small Business Guidance & Loan Resources
    Health and government officials are working together to maintain the safety, security, and health of the American people. Small businesses are encouraged to do their part to keep their employees, customers, and themselves healthy.
    To find out more about:
    • Economic Injury Disaster Loan Program
    • SBA Express Bridge Loans
    • Guidance for Businesses and Employers
    • SBA Products and Resources
    • Government Contracting
    • Local Assistance
    Check Here Daily
    Watch a detailed walk-through of the necessary steps to apply for SBA Economic Injury Loan for COVID19 disaster relief for small businesses. Click HERE for the webinar
    Coronavirus Aid, Relief, and Economic Security Act
    The Coronavirus Aid, Relief, and Economic Security Act or the “CARES Act” passed the U.S. Senate last night and is headed to the U.S. House of Representatives for consideration as soon as today March 26. This is a $2 trillion stimulus bill which will provide economic relief to individuals, families, small businesses and other sectors of the United States economy that have been impacted due to the pandemic. Once this is passed in the House and signed by President Trump, most provisions are available to individuals and businesses almost immediately.


    Summary of Key CARES Act Provisions
    Business Provisions

    $500 billion in loans to eligible businesses
    • Targeted at companies that do not receive adequate relief from other provisions of the bill, located in the U.S. and with a predominantly U.S. employee base
    • Eligible businesses must maintain employment levels from March 24, 2020 to September 30, 2020
    • Prohibits stock buybacks, dividend payments and increasing compensation for certain high wage employees
    • $46 billion set aside for the airline industry: $25B for passenger airlines; $4B for cargo air carriers; and $17B for businesses important to national security

    $350 billion in small business loans administered nominally through the SBA, called the “Paycheck Protection Program.” Loans will be administered through local and regional banks; any federally regulated bank may become an SBA lender for this purpose. The Department of the Treasury will issue regulations for these loans quickly. SBA lenders will be able to determine eligibility credit worthiness by determining whether a borrower was operational on March 1, 2020 and had employees that they paid salaries and payroll tax. The government guarantee of 7(a) loans would be increased to 100% through the end of 2020, at which point the guarantee would return to 75% for loans over $150,000 and 85% for loans less than or equal to $150,000. The complete deferment of 7(a) loan payments are permitted for up to one year.
    • Targeted at companies with less than 500 employees or otherwise specified by SBA standards
    • Loans can be used for payroll, mortgages, rent, insurance premiums and utility payments.
    • Up to $10 million per company available
    • Cannot apply for SBA disaster loan related to COVID 19 and loans under this program at the same time
    • Loans can be forgiven up to the amount spent by the borrower during the eight weeks from loan origination on payroll costs up to $100,000 in wages, mortgage interest, rent or utilities
      • Forgiveness is reduced by layoffs or pay reductions in excess of 25%.
      • Forgiveness is not treated as taxable income
    • Additionally, $24 billion is set aside for relief to stabilize the farm economy.

    Tax Provisions
    • Companies may use tax losses in 2018, 2019 and 2020 to offset income from the prior five years.
    • The maximum amounts of business interest deductions are increased for 2019 and 2020 from 30% of to 50%.
    • Allows an employer to defer its share of 2020 payroll tax and pay them over two years.
    • The 2018 tax reform bill imposed a one-time tax on earnings held overseas, which could be paid over eight years. The IRS has taken the position that companies cannot receive refunds until the eight-year period is completed. The bill overturns the IRS position.
    • Creation of a new, temporary refundable payroll tax credit for companies who keep workers on their payroll during the COVID-19 pandemic, up to $5,000 per worker.
    • Companies may accelerate recovery of Corporate Alternative Minimum Tax (AMT) Credits.
    • Businesses in retail, restaurants and hotels to write off certain facilities improvements immediately.

    Health Care Provisions
    • $150 billion for hospitals and other health facilities, which will come from the Department of Health and Human Services (HHS) and more funding for small and rural hospitals
    • Provides permanent liability protections for makers of PPE that are called for public health emergency countermeasures.
    • Clarifies no COVID-19 cost sharing for private insurance, requires free vaccine coverage without cost sharing following current vaccine practices guidelines and includes a range of public health measures to address COVID-19 treatment and response, including liability protections for doctors who volunteer.
    • Removes barriers and facilitates telehealth services, especially for high deductible health plans that utilize health savings accounts. Provides $200 million to boost telehealth services.

    Labor Provisions
    • Sets a cap on maximum payments employers will be required to pay for new emergency paid leave requirements. The provision also allows employers to receive an advance tax credit on paid leave rather than having to be reimbursed on the back end.
    • Provides individuals an additional $600 per week for up to four months on top of state unemployment benefits. The provision also establishes short-term compensation programs for states like Georgia that allow for employers to reduce workers’ hours while still providing employees a pro-rated unemployment benefit.

    Individual Provisions
    • CARES Act provides checks of up to $1,200 to single individuals and $2,400 to married couples (as well as $500 per child). Check amounts begin to reduce as income exceeds a threshold amount ($75,000 for individuals/$150,000 for married filers) and are completely eliminated once income reaches $99,000 for individuals/$198,000 for joint filers with no children.
    • Waives the 10% penalty for distributions from certain retirement plans. Only applicable to individuals diagnosed with COVID-19, whose spouse or dependents have been diagnosed or who experience adverse financial consequences from the virus.

    Other Provisions
    • $25 billion for food assistance programs
    • $30 billion for emergency education funding for colleges, universities, states and school districts
    • Waives the matching requirement for campus-based aid programs and it will allow institutions to transfer unused work study funding as a supplemental grant. This can be distributed to students who were unable to work due to workplace closures. Additionally, students who had to dropout due to COVID-19, grades will not affect federal academic requirements.
    Connecticut Businesses Approved to Receive Disaster Assistance Due to COVID-19
    Governor Ned Lamont today announced that small businesses and nonprofit organizations in Connecticut that have been negatively impacted by the global COVID-19 outbreak are now eligible for disaster relief loans of up to $2 million from the U.S. Small Business.
    Administration (SBA). “Small businesses and nonprofits of all types are experiencing large, sudden drops in revenue while trying to do the right thing and give employees the flexibility they need to take care of themselves and their families,” Governor Lamont said. “One of our priorities is to help them as much we can. SBA disaster relief loans are an important tool that can help Connecticut businesses.”
    Small businesses can learn more about the program and apply for financial assistance at or call the SBA at 1-800-659-2955.
    Small businesses with questions about this SBA loan program or other assistance provided at the state-level can call 860-500-2333 to speak directly with a DECD representative. Businesses can also stay informed on news and guidance related to COVID-19 and its impact on Connecticut by visiting the state’s dedicated coronavirus website at
    Connecticut Support for COVID-19
    As COVID-19 continues to spread through our country and our state, businesses are experiencing unprecedented closures and limited workforces, causing much concern about the long-term impact that COVID-19 will have. In response, agencies on both the state and federal level, have begun to issue guidance on available relief. Below are some available resources for the business community:

    Federal Reserve Main Street Lending
    The U.S. Federal Reserve announced on Monday, March 23, 2020 that it will provide up to $300 billion in new financing to employers, consumers, and businesses under new lending programs that it is establishing to support the U.S. economy in the wake of the COVID-19 outbreak. The details of the lending programs are still being finalized. More information from the Fed is available at this link.

    DECD Bridge Loans
    The Commissioner of the Department of Economic and Community Development (“DECD”) has indicated that low interest bridge loans will be available to qualifying businesses. According to the DECD Commissioner, additional detail on the loan program is anticipated as early as this week.

    DECD Small Business Express Loan Payment Deferral
    DECD announced earlier this week that it will defer all Small Business Express loans for three months. The Small Business Express program has approximately 800 outstanding loans, with an aggregate balance of $110 million. The majority of the outstanding loans have five years of payments remaining.

    DECD COVID-19 Business Emergency Response Unit
    DECD has launched an Emergency Response Unit that will assist businesses in navigating the crisis and in developing new resources. The Emergency Response Unit can be reached by telephone at 860-500-2333.

    Connecticut Tax Filing and Payment Deadlines
    The Connecticut Department of Revenue Services (DRS) is extending the filing and payment deadline for personal income tax returns 90 days, to July 15, 2020 as a result of the COVID-19 outbreak. The extension also applies to Connecticut estimated income tax payments for the first and second quarters of 2020. This extension for Connecticut personal income tax return filing and payment aligns with the U.S. Treasury’s announcement on Friday, March 20th, in which it indicated that federal income tax filings and payments would be extended until July 15, 2020. More information from DRS is available at this link.

    The Connecticut Department of Revenue Services granted an automatic extension of Connecticut filing deadlines for certain annual state tax returns as a result of the COVID-19 outbreak. The filing deadlines for the following annual tax returns due on or after March 15, 2020, and before June 1, 2020, are extended by 30 days. The payment deadlines associated with these returns are all extended to June 15, 2020.
    • 2019 Form CT-1065/CT-1120 SI Connecticut Pass-Through Entity Tax Return – filing date extended to April 15, 2020; payment deadline extended to June 15, 2020
    • 2019 Form CT-990T Connecticut Unrelated Business Income Tax Return – filing date extended to June 15, 2020; payment deadline extended to June 15, 2020
    • 2019 Form CT-1120 and CT-1120CU Connecticut Corporation Business Return – filing date extended to June 15, 2020; payment deadline extended to June 15, 2020
    More information from DRS is available at this link.

    Federal Tax Filing and Payment Deadlines
    The Internal Revenue Service (“IRS”) postponed the deadline for making most Federal income tax payments due on April 15, 2020 until July 15, 2020. Most corporations can postpone payment of up to $10,000,000 of tax liability and most other taxpayers, including individuals, can postpone payment of up to $1,000,000 of tax liability. The IRS has also extended the individual tax filing deadline until July 15, 2020. More information from the IRS is available at this link.

    Refundable Payroll Tax Credits for Employers Providing Paid Leave Under the Families First Coronavirus Response Act
    The Families First Coronavirus Response Act provides many American workers up to 12 weeks of paid FMLA leave and two weeks of paid sick leave for certain reasons related to COVID-19. Employers are required to pay these amounts to eligible employees, and the IRS is providing two new refundable payroll tax credits to reimburse the employers. The new credits are available to employers with fewer than 500 employees and are designed to immediately and fully reimburse them, dollar-for-dollar, for the cost of providing COVID-19 related leave to their employees. Eligible employers that provide emergency paid sick leave and emergency paid family and medical leave under the Act will receive an immediate dollar-for-dollar tax offset against payroll tax liability. To the extent that a refund is owed, the IRS will send the refund as quickly as possible. More information from the IRS about the refundable payroll tax credits is available at this link. More information from Carmody about the requirement for employers to provide paid leave is available at this link.

    Supply Chain Interruption
    The Department of Consumer Protection has provided contact information for FEMA’s National Business Emergency Operations Center for businesses that are experiencing issues relating to supply chains, delivery of goods, or business continuity. The National Business Emergency Operations Center, a 24-hour operation, can be reached by email at

    Export-Import Bank of the United States
    The Export-Import Bank of the United States (“EXIM”) has announced relief measures for exporters and financial institutions in the United States, comprised of a variety of waivers, extensions, and streamlined processing requirements related to the Working Capital Guarantee Program, the Multi-Buyer and Single-Buyer Short-Term Insurance Program, and the Medium-Term Single-Buyer Insurance Policies issued to exporters. EXIM’s relief provisions were announced March 12, 2020 and are being offered for an initial 30-day period, with further extensions and accommodations possible at EXIM’s discretion. Additional information about EXIM’s relief measures is available at this link.

    Department of Banking Guidance
    The Department of Banking issued guidance on March 17 that state-chartered banking institutions and credit unions should make efforts to work with borrowers, which may include easing terms for new loans, waving overdraft fees, increasing the number of allowed money market withdrawals, waiving CD early withdrawal penalties, waiving late fees for loan balances, and offering payment accommodations. The Department indicated that financial institutions making prudent modifications to existing loans will not be subject to regulatory criticism. The full Department of Banking guidance can be obtained at this link.
    Additional Support for Connecticut Businesses
    Filing extensions: The Department of Revenue Services has extended deadlines for filing and payments associated with certain state business tax returns. Details are on DRS’s website.
    Unemployment assistance: Workers directly impacted by the coronavirus pandemic no longer must be actively searching for work. And employers who are furloughing workers can use the Department of Labor’s shared work program, which allows businesses to reduce working hours and have those wages supplemented with unemployment insurance. DOL has more information about these and other changes.
    CT’s coronavirus-response team has a web portal with up-to-the-minute news and information about the virus, its impact and how to keep yourself and others safe. You can follow the coronavirus response on Twitter (@Covid19CT) and Facebook (@CTCovid19Response).
    And if your business needs assistance with SBA loans or any other DECD program, call the business hotline at 860-500-2333
    Mass Growth Capital $10 M Small Business Loan Fund
    Gov. Charlie Baker is throwing small businesses a $10 million lifeline as their sales shrink dramatically amid concerns over the spread of COVID-19.
    Baker and Lt. Gov. Karyn Polito announced the creation of the Small Business Recovery Loan Fund Monday afternoon. The fund will provide emergency funds up to $75,000 to any Massachusetts-based businesses impacted by COVID-19 with under 50 full- and part-time employees, including nonprofits. The loans are immediately available to eligible businesses with no payments due for the first six months, followed by 30 months of principal and interest payments and no prepayment penalties.
    The loans will be administered by the Massachusetts Growth Capital Corporation (MGCC), which also capitalized the fund. Businesses should apply at the MGCC website, MGCC is a quasi-public corporation of the commonwealth that finances and provides managerial assistance to small businesses, often minority and women-owned businesses, and promotes economic development throughout the state, focusing on Gateway Cities and low- to moderate-income communities.
    The state fund comes as the state is working on a disaster declaration that will enable its small businesses access to special Small Business Administration loans of up to $2 million per business hurt by the coronavirus epidemic. Those loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the virus’ impact.
    Many Boston-based restaurants have reported declines in sales of 50 percent of more in the past week, and many retail businesses are expected to be significantly hurt or even be forced to close following Baker’s statewide ban on gatherings of over 25 people. Public health officials urge residents to stay home as much as possible for the next several weeks to help contain the coronavirus’ spread amid a nationwide shortage of tests that could help identify those
    SBA Disaster Assistance in Response to Coronavirus
    The Commonwealth of Massachusetts Emergency Management Agency (MEMA) and the Baker Administration will activate the Economic Injury Disaster Loan (EIDL) program to provide disaster financial assistance to eligible businesses and non-profits impacted by COVID-19.
    The 1st step in this process is for counties in Massachusetts to meet a minimum threshold of affected businesses within MA.
    Affected small businesses and non-profits should download, complete, and submit the SBA EIDL Worksheet to expedite activation of the EIDL program.
    • Completed forms can be submitted by email to or by fax to (508) 820-1401. If you do fax the form, please include your email. Please note, this initial survey form is not a SBA loan application.
    • When the EIDL program is activated, the small businesses will be contacted to apply directly to SBA’s Disaster Assistance page: and this website will be updated with application details. For questions, please contact
    • About the EIDL program: EIDLs provide small businesses with working capital loans of up to $2 million to help meet financial obligations and operating expenses until normal operations resume.
    MA Disaster Declaration Approved: SBA Economic Injury Disaster Loans (EIDL) Now Available Statewide
    Dear Small Business, Friends and Partners,
    Please be advised that Massachusetts received approval for the disaster declaration statewide for small businesses and private non-profits to apply for the SBA EIDL loan program. Please visit the SBA’s Disaster guidance web page:
    Applicants may apply online, receive additional disaster assistance information and download applications to mail in forms by clicking here.
    Applicants may apply online, receive additional disaster assistance information and download applications to mail in forms by clicking here.
    Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email for more information on SBA disaster assistance.
    Individuals who need language assistance, may ask for an interpreter once you call in and reach a customer service specialist.
    Individuals who are deaf or hard-of-hearing may call (800) 877-8339. Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.
    The SBA office is conducting training webinars for our resource partners/lenders and small businesses on the SBA EIDL loan program.

    Thank you,
    Bob Nelson
    SBA Massachusetts District Director

    Additional Links and Resources:
    Fact Sheet: MA 16344 Economic Injury Disaster Loan Fact Sheet
    PDF: SBA Disaster Program and Step-by-Step Application Overview
    Handout: SBA Disaster Assistance in Response to the Coronavirus
    Handout: Asistencia de Desastre de la SBA en Respuesta al Coronavirus
    Disaster Processing Tip: Make sure Economic Injury Disaster Loan is selected
    Many business applicants are not checking the correct option when applying and consequently getting kicked off the Disaster Loan Application Portal. The contractors have researched this and found that people are not selecting the correct option. Please advise all sole proprietors that they MUST select the Economic Injury (EIDL) Loan Option as shown below, in order to proceed with applying for the EIDLs for the Coronavirus situation. If they select the wrong option, they do not have to re-register but they will need to start the application again.